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Your credit report and score are integral to securing the best terms for a mortgage.

Here are some tips from the president of credit bureau TransUnion.

 

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By  SARAH SKIDMORE SELL The Associated Press

 

It may be winter now, but the spring house-hunting season is just ahead. John Danaher, president of consumer interactive at credit bureau TransUnion, says that makes this the perfect time for home-seekers who want the best terms and rates on a mortgage to take control of their credit.

TransUnion is one of the three major credit bureaus, which keep track of and provide consumer credit reports. Your credit report and score are integral to securing the best terms for a mortgage.

Q: Why think about real

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Inventory is scarce right now - Thinking of selling or know someone who is? Buyers are paying higher prices due to the lack of inventory. Don't wait until the Spring when you will be in more competition with other sellers. Remember, I offer full service to my clients with a 1% listing fee - Check out my Zillow profile for more info and to check out my reviews! http://www.zillow.com/profile/Leanna-Young./ 

King County home prices hit new highs, inventory at new lows

Originally published January 6, 2016 at 12:50 pm Updated January 7, 2016 at 6:45 am     The median price of single-family homes sold in King County in December jumped 15 percent over the year to a new record of $508,000. Climbing prices and scarce listings…
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Sammamish

It’s no wonder this picturesque Seattle suburb was able to snag the second spot on our list. Sammamish was named the 15th best place to live by “CNN Money” in 2011, and “Forbes” deemed it the friendliest town in America in 2012.

Possibly the youngest city on our list, having only been in incorporated in 1999, Sammamish is made up of residents who are proud of their neighborhoods and want to have a say in the management of their town. Sammamish landed on Neighborhood Scout’s list of Top 100 Safest Cities in the U.S. and proudly reported no murders and only one robbery in 2012. This city’s impressive safety record is certainly enhanced by community-based organizations like the Sammamish Citizen Corps, which is comprised of

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There are currently 524 active residential homes for sale in Bellevue, with an average price of $967,875; up from our last report.  These numbers reflect an increase in housing inventory from the last report , but a continued uptick in pricing.  In addition, there are now only 64 short sales in Bellevue, at an average price of $524,336, another uptick in pricing, along with now only 9 bank owned homes, at an average price of $601,528.  It appears the market is now shifting towards a sellers market, as days on market continue to shift down and prices continue to edge higher.  These are positive signs that Bellevue's housing market is strong.

There are currently 257 active residential condos for sale in Bellevue, with an average price of $412,074. 

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With interest rates still at an all-time low and prices still affordable is now the right time to buy?  This is a question many of my clients are now starting to ask themselves.  Two of my clients in the past month have decided to purchase instead of rent as with rent prices climbing and interest rates so low they actually found it cheaper to purchase than to rent.  With rates still around 3.75 one can purchase a home with minimal down and payments still lower than rent.  There is also a unique opportunity to be able to purchase an investment property and have your home bring you a positive cash flow.  If you are interested in investing or just purchasing a home to call your own, please feel free to give me a call and I would be happy to discuss

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